--- title: "Direct debit for education agents" lastModified: "2026-07-17" lang: "en" wordCount: 800 url: https://qualyhq.com/features/direct-debit-for-ed-agents --- ## Site navigation - [For schools](/international-education/for-schools.md) — For international education schools - [For agents](/international-education/for-education-agents.md) — For international education agents - [Explore](/training.md) — Watch videos on how to use Qualy - [About](/about.md) — Learn about Qualy's mission and values - [Pricing](/pricing) - [5-min demo](/demo.md) - [Login](https://dashboard.qualyhq.com) # Direct debit for education agents > Direct debit makes tuition predictable, automated, and quietly reliable. So you can focus on placements — not payment issues. ## Key features - **BECS Direct Debit with digital signature:** Students sign digitally when setting up BECS Direct Debit, reducing disputes and giving you and your partners peace of mind. It’s secure, paperless, and fully compliant. - **PayTo support:** Real-time payment agreements through PayTo—no paperwork, no delays. Students can check, manage, or cancel their agreement anytime, directly from their banking app. - **No failed payment fees:** If a payment doesn’t go through, we don’t charge the student. Instead, we notify them and give flexible options to complete the payment another way. - **Smart retries:** If a payment fails, we automatically try again up to three times—gently spaced over a few days. No pressure, no penalties—just more chances to stay on track. - **Instant visibility for your agency:** Track payment status in real time—no more chasing receipts or wondering what’s been paid. You’ll always know where things stand. - **Paperless, student-friendly onboarding:** No forms to print, scan, or email. Students sign up digitally in just a few taps, on any device, from anywhere in the world. - **Built-in reminders:** Students get gentle reminders before their payments are due—automated, timely, and branded for your agency or your partner institutions. - **Bank-grade security:** We use secure, encrypted channels and comply with Australia’s strict payment standards. Your data—and your students’—stay safe, always. > It's never been so easy to collect student payments and pay our partners. Qualy takes care of all comms and docs involved on the payment process, with no need for systems integration. — Bruna Green, Admin Manager at GoStudy A late payment isn’t just a delay. It can mean enrollment stress, visa issues, blocked results — even course withdrawal. Families feel it. Students feel it. And as an agent, you feel it too. Direct debit makes tuition predictable, automated, and quietly reliable. So you can focus on advising and enrolling — not chasing payments. ## Real-time certainty with PayTo PayTo takes direct debit to the next level. Bank-verified, instant payment agreements — no paperwork, no lag. It’s secure, smart, and deeply trusted by the Australian financial system. And yes — we’ve built it right into our platform. ## Let’s talk outcomes **For your agency:** - More successful enrollments - Fewer payment-related delays or issues - Streamlined commissions and reconciliations **For your partner institutions:** - Fewer admin bottlenecks - Faster time to payment - A smoother student journey **For your students:** - More control - Less confusion - No missed deadlines ## Manual payments don’t scale Spreadsheets. Bank transfers. Card declines. Email reminders. That’s not a system — that’s a time sink. Direct debit scales with your agency. As you grow, payment collection stays simple and reliable. ## One agreement. That’s it. No extra logins. No reconciling transfers. No card expiry issues. Just a clear, agreed-upon schedule — set once, handled automatically. You stay in control, without micromanaging every transaction. ## We handle the heavy lifting Setup is fast. Integration is easy. You don’t need to rebuild anything — we work with your current processes. From student onboarding to automated reminders, it all just works. Quietly. Reliably. In the background. ## A signal that says more Direct debit isn’t just a feature. It’s a signal that your agency runs smoothly and professionally. It shows families and schools you’ve invested in systems that work. And it creates trust before the first invoice is even sent. ## Common questions ### What’s the difference between BECS Direct Debit and PayTo? BECS is the traditional direct debit system used in Australia. With us, students sign digitally, which reduces disputes. PayTo is a newer, faster system that lets students authorize and manage payments in real time from their banking app. We support both, so you can choose what works best. ### Can students cancel a direct debit agreement? Yes—especially with PayTo. Students can cancel directly through their banking app at any time. With BECS, they can request cancellation through the student portal. In both cases, we notify you immediately. ### What happens if a payment fails? We don’t charge penalty fees or punish students. Instead, we send a friendly notification and offer them alternative payment options—credit card, bank transfer, whatever works best. ### Is there any paperwork? Nope. Everything is digital—from signature to setup. No printers, no scanning, no manual handling. ### How do agents track direct debit payments? You get real-time access to payment status through our dashboard. You’ll know when a payment is scheduled, paid, or delayed—with no guessing. ### Are there extra fees for students? No hidden fees. No charges for failed payments. No nasty surprises. ### Is this direct debit available for international students? Yes. Students living overseas can set up direct debit or PayTo as long as they have an Australian bank account. We make the process smooth, fast, and mobile-friendly. ## More on Qualy **Industries** - [For schools](/international-education/for-schools.md) — For international education schools - [For agents](/international-education/for-education-agents.md) — For international education agents **Support** - [Training](/training.md) - [System status](https://qualyhq.statuspage.io/) — Qualy system status - [Product updates](https://changelog.qualyhq.com) — As we work on Qualy, here we spotlight what we’ve learned and updated across our products - [Contact](/contact-us.md) **Product** - [Demo](/demo.md) - [Enterprise](/enterprise.md) - [Testimonials](/testimonials.md) — Learn what some customers have to say about Qualy - [About](/about.md) — Learn about Qualy's mission and values - [Blog](/blog) — International education payments blog by Qualy - [Trust center](/trust.md) - [API](/api.md) — Qualy API for international education payments - [Zapier](/zapier.md) — Connect Qualy to 7,000+ apps with Zapier - [NexPay](/nexpay.md) — Qualy + NexPay — automate everything around the payment **Legal** - [General terms](/terms-and-conditions.md) - [Payer terms](/terms-for-payers.md) - [Privacy policy](/privacy-policy.md) - [BECS DDR](/becs-dd-service-agreement.md)